Royal Insurance
Tools and equipment insurance.
Loss or damage to essential equipment can interrupt a working day. We help you consider tool and equipment cover, including where items are kept and how they travel.
Get a quote →Understand your optionsCover, excesses and exclusions explained
Ongoing supportFor renewals and claims
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Have your insurance details ready?
Complete the full quote form →Financial Services Guide · Authorised representative of Community Broker Network
Before you choose
What should you consider?
- Tools and equipment sums insured
- Storage, transit and theft conditions
- Item limits, excesses and exclusions
These are topics to discuss, not a statement of cover. Terms, limits, exclusions and availability vary by insurer and policy.
What affects the premium?
Equipment values, occupation, storage, security, use and claims.
What will you need?
Prepare an equipment list, replacement values, storage arrangements and current cover.
How can Royal help?
We help you compare suitable options available to us and explain the differences. You can also turn to us for claims support and renewal assistance.
Your questions, answered.
How long will a quote take?
Timing depends on the risk and the information insurers need. We’ll let you know if more details are needed. Call us if you have an urgent start date.
Can you review my current insurance?
Yes. Your current schedule and policy wording are a useful starting point. Tell us what has changed and any concerns you have about the cover.
Does requesting a quote start my insurance?
No. Sending an enquiry or quote form does not put cover in place. We will explain the next steps and confirm when cover has been arranged.
General information from Royal Insurance. For advice about your circumstances, send us an enquiry.
Ready to discuss your cover?
Start with a few details. A Royal Advisor will help you with the next steps.
Get your quote started