Your activities
Include occasional work, operating heights, equipment and any activities a general occupation label could miss.
Royal Insurance
Property maintenance insurance.
Property maintenance can cover a wide range of work at homes and commercial sites. Describe your regular tasks and occasional jobs so your business description is accurate.
Get a quote →Already have cover?Review my existing insurance
Understand your optionsCover, excesses and exclusions explained
Ongoing supportFor renewals and claims
Get your quote started.
Have your insurance details ready?
Complete the full quote form →Financial Services Guide · Authorised representative of Community Broker Network
The details matter
Tell us what is on the job list.
Your products and contracts
Let us know about supplied products, imports, exports and insurance conditions in customer contracts.
Policy conditions
We’ll help you consider the declared business description, limits, excesses and relevant exclusions.
Before you choose
What we’ll work through.
- Repair, installation, cleaning and other activities you undertake
- Working heights, machinery and specialist or subcontracted work
- Customer property, contract requirements and equipment kept off site
These are topics to discuss, not a statement of cover. Terms, limits, exclusions and availability vary by insurer and policy.
What affects the premium?
Your activities or property, insured values or requested limits, claims history and the policy options being considered.
What will you need?
Prepare a list of activities, where you work, turnover and any client insurance requirements.
How can Royal help?
We help you compare suitable options available to us and explain the differences. You can also turn to us for claims support and renewal assistance.
An Advisor on your side
Know what happens next.
A clear process, from your first enquiry to your decision.
Start with your current schedule.
Send the information you have. We’ll identify what else is needed for a review.
Request a policy review →We understand the request
We discuss your activities or property, timing and any particular requirements.
We work through the information
We identify missing details and seek suitable options available to us. More complex risks may need further insurer questions.
You understand the options
We explain the proposed cover, costs, excesses and key conditions before you decide. We confirm when cover has been arranged.
Need professional indemnity and liability?
Describe your business once. We’ll discuss both cover needs with you.
Your questions, answered.
Can I just describe my work as maintenance?
Please include the actual tasks. A broad label can leave important activities unclear, especially occasional jobs, work at height or specialist work.
Can I discuss tools as well as liability?
Yes. The Business Pack enquiry lets you identify tools and equipment alongside liability and any premises or stock you want to discuss.
Does requesting a quote start my insurance?
No. Sending an enquiry or quote form does not put cover in place. We will explain the next steps and confirm when cover has been arranged.
General information from Royal Insurance. For advice about your circumstances, send us an enquiry.
Ready to discuss your cover?
Start with a few details. A Royal Advisor will help you with the next steps.
Get your quote started