The building and its condition
Construction, occupancy, facilities, defects and planned works all help describe the property accurately.
Royal Insurance
Commercial and mixed-use strata insurance.
Commercial and mixed-use schemes need a clear description of occupancy and activities. Tell us about the building, its tenants and shared facilities so we can discuss available options.
Get a quote →Already have cover?Review my existing insurance
Understand your optionsCover, excesses and exclusions explained
Ongoing supportFor renewals and claims
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Have your insurance details ready?
Complete the full quote form →Financial Services Guide · Authorised representative of Community Broker Network
The details matter
Understand the activities behind the building.
Values and policy sections
Have your latest valuation and schedule ready so we can discuss insured values, selected sections and excesses.
The renewal decision
We’ll help you understand key differences between available options and identify outstanding information.
Before you choose
What we’ll work through.
- Commercial activities and the mix of residential and business occupancy
- Construction, protection measures, vacancies and common areas
- Insured values, claims, known defects and planned changes
These are topics to discuss, not a statement of cover. Terms, limits, exclusions and availability vary by insurer and policy.
What affects the premium?
Your activities or property, insured values or requested limits, claims history and the policy options being considered.
What will you need?
Prepare tenancy and occupancy details, the current schedule, valuation and renewal timing.
How can Royal help?
We help you compare suitable options available to us and explain the differences. You can also turn to us for claims support and renewal assistance.
An Advisor on your side
Know what happens next.
A clear process, from your first enquiry to your decision.
Start with your current schedule.
Send the information you have. We’ll identify what else is needed for a review.
Request a policy review →We understand the request
We discuss your activities or property, timing and any particular requirements.
We work through the information
We identify missing details and seek suitable options available to us. More complex risks may need further insurer questions.
You understand the options
We explain the proposed cover, costs, excesses and key conditions before you decide. We confirm when cover has been arranged.
Your questions, answered.
Why do tenant activities matter?
Different activities can change the information an insurer needs. Include the use of each part of the building and any planned changes.
What if there are known building defects?
Tell us about them and provide available reports. We can discuss what information insurers need; availability and terms depend on assessment of the property.
Does requesting a quote start my insurance?
No. Sending an enquiry or quote form does not put cover in place. We will explain the next steps and confirm when cover has been arranged.
General information from Royal Insurance. For advice about your circumstances, send us an enquiry.
Ready to discuss your cover?
Start with a few details. A Royal Advisor will help you with the next steps.
Get your quote started